Your home is likely your biggest asset and you’re smart to learn how to protect it, especially as the frequency and severity of large wildfires increases. You’ve also probably heard that many insurance companies aren’t renewing policies for homeowners in higher risk areas.
We’ve got good news for our existing policyholders. By taking action to minimize the risk of wildfire damage to your home, you can avoid the potential nonrenewal of your AAA Home Insurance policy due to wildfire risk.*
Specifically, if you secure a Wildfire Prepared Home certification (base or plus level), CSAA Insurance Group has committed that your single-family homeowners policy won’t be non-renewed due to wildfire risk and we will renew your homeowners policy for a minimum of three years if you maintain the certification and all other requirements of your policy.*
To help you achieve this designation, we are providing information, tools and resources to help homeowners proactively protect their homes from wildfire risk and keep their communities safe.
*Conditions apply: Only available to CSAA Insurance Group policyholders and all policy conditions must be fulfilled including making payments, maintaining the property, etc. This offer is currently for homeowners of single-family houses in California.
Specialized guidance for homeowners
CSAA Insurance Group has partnered with Madronus, a company that helps California homeowners develop a plan to reduce their wildfire risk based on the Wildfire Prepared Home standards, offering “do-it-yourself” options and/or contractor quotes, and possible incentives. They are prepared to answer your questions and help you develop a plan tailored to your home.
Exclusive discounts for policyholders
CSAA Insurance Group offers discounts to customers who make their homes and communities safer from wildfires.
5% premium reduction for CSAA Insurance Group policyholders who are part of a California Firewise community is automatically applied
Up to a 15% discount for policyholders who have taken specific actions to reduce their risks
Future discounts for individual mitigation items are pending regulatory review, such as maintaining a five-foot noncombustible zone around the home, or having a Class A fire-rated roof. (Most asphalt shingle roofs already qualify.)
If you make changes to your property and want to make sure you are receiving credit for your efforts, please call CSAA Insurance Group at 877-890-8233 or your insurance agent. In fact, we recommend policyholders review their insurance policies annually and whenever improvements are made.
Partnering to reduce climate and wildfire risks
CSAA Insurance Group collaborates with many organizations to provide homeowners with information and resources to mitigate wildfire risks.
Madronus makes it simple to adapt communities and ecosystems to wildfires and climate change threats. They help homeowners custom plan based on latest building science, offering “do-it-yourself” options and/or contractor quotes, and possible incentives.
CSAA Insurance Group launched a global Climate Resiliency Challenge with leading co-sponsors IDEO and Aon. The Challenge sought solutions to help frontline communities prevent, prepare for and recover from climate-related disasters, such as wildfires, floods, and extreme weather.
CSAA Insurance Group invested in Forest Resilience Bonds, an innovative financial tool designed to accelerate forest restoration and reduce wildfire risks.
The California Wildfire Innovation Fund reduces the severity and frequency of catastrophic wildfire by supporting forest restoration-related economic development in rural communities. The fund was developed by CSAA Insurance Group in partnership with Blue Forest, the non-profit behind the pioneering Forest Resilience Bonds.
CSAA Insurance Group partnered with U.C Berkeley and IBHS on the Wildfire Resistant Landscaping Contest to create wildfire resistant landscape designs that are free for anyone to use and have options for those with a wide range of budgets.
CSAA Insurance Group is a sponsor of San Jose State University’s Wildfire Interdisciplinary Research Center (WIRC). WIRC’s mission is to develop new systems to predict and observe extreme wildfires in a changing climate.
CSAA has sponsored local educational and grant programs including Ember Stomp, Rebuild Paradise, and an SBP fellow working with After the Fire USA to support community resilience.
Limited time offer for Sonoma & Butte County homeowners
If you own and live in a house located in an area we believe to be at a high risk for wildfires in Sonoma or Butte counties, we may have a special offer for a limited time.
Learn whether you are eligible by contacting 877-890-8233
